Use Case
Access security for cyber insurance
Prove MFA and access policy enforcement to qualify for, renew, or save on your cyber insurance. With UserLock, you can enforce MFA and context-based access controls on all Active Directory identities, while capturing immutable logs and exporting audit-ready reports.
Prove all user access is protected and auditable
Demonstrate effective access security is in place where auditors want to see it: at the logon and beyond.
Native AD doesn’t offer these capabilities, and cloud-based solutions leave security gaps and high costs. Without full visibility and enforcement, you can face higher insurance premiums, exclusions, or even denial of coverage.
Cyber insurance providers increasingly ask for:
MFA across all AD user accounts, including admin, service, remote logins
Real-time alerting on suspicious access attempts
Immutable records of access activity
Evidence that access rules are consistently enforced

How UserLock helps you meet cyber insurance requirements
Apply straightforward MFA and access conrols at the login and beyond. UserLock covers major points insurers want to see:
Granular MFA across all AD user accounts
Concurrent login and session limits
Alerts on unusual or suspicious access
Auditing and reporting on all access
No identity rewiring, cloud dependencies, or disruption necessary.
Go beyond ticking cyber insurance requirements
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Maintain MFA in all circumstances
Apply strong authentication on any connection type, offline, and off-network. Ensure MFA is always active, satisfying cyber insurance requirements for continuous authentication protection.
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Extend strong authentication to SaaS access
Enable single sign-on (SSO) for AD identities to extend on-prem authentication from local systems to SaaS resources. Users enter their password once at login, complete strong authentication, and gain access to SaaS apps.
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Limit access based on context
Set precise context-based access controls to limit exposure (by machine, location, time, or IP address range). Limit concurrent logins and set a threshold for the number of simultaneous sessions a single user can have open.
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Monitor and react to access
See all audited Active Directory network and SaaS access as it happens. React to suspicious behavior immediately thanks to the user status risk indicator and alerts.
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Audit all access
Record all access across on-prem and hybrid resources in a centralized audit trail.
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Report on policy and enforcement
Produce clear reports of who accessed what, when, and from where. Demonstrate that the necessary security policies are in place and enforced.
Why IT teams choose UserLock for cyber insurance requirements
Lightweight MFA
Satisfy requirements to apply MFA across all users, in all conditions, without getting in the way of productivity.
Granular policies
Apply MFA and access controls by AD users, groups, and OUs, making setup easy and audits clean.
Maintain controls offline
Set a global policy for how you want to handle offline logons without an internet connection and/or a network connection.
Remote access security
Set different MFA and session-based policies for connections to Remote Desktop, RDP, VPN, RemoteApp, and more.
Visibility and response
See who logs on, where, and how in real time. Block, log off, or disable an account with one click.
Audit ready
Capture user session history, MFA events, administrator actions, and more to satisfy cyber-insurance and regulatory requirements.
MSP chooses userLock for insurance-approved, on-premises two-factor authentication (2FA)
A managed services provider (MSP) recommends UserLock as an insurance-approved, on-premise two-factor authentication (2FA) solution.
ReadUserLock meets MFA cyber insurance requirements, improves risk management for U.S. city
The City received direction from their cyber insurance provider to implement 2FA on their network, covering the police department and later extending across the City’s network.
ReadMFA for traveling employees meets cyber insurance requirements
UserLock enables this French group to ensure MFA in all circumstances, even when traveling employees don't have an internet connection.
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