How does MFA help prevent ransomware?

Ransomware success depends on whether the scammer gets their hands on account credentials. Below, we dig into how multi-factor authentication (MFA) lowers the risk of ransomware by adding another layer of security.

Updated July 17, 2025
How does MFA help prevent ransomware?

Ransomware attacks against an organization rely heavily on the scammer's ability to steal the credentials of those accounts. Because the attacks orchestrated require some degree of access to a computer, account, or network system, one of the best defense measures against ransomware is multi-factor authentication (MFA).

The increasing costs of ransomware

Forrester predicts that global cybercrime costs will hit $12 trillion by the end of 2025. Of that, Ransomware is set to account for $57 billion annually in 2025.

Ransomware combines the tactics of cyber attacks such as malware, extortion, and denial of access, and wraps them into a powerful, concentrated strike. Often with catastrophic financial and reputational results for the organization targeted.

What does ransomware look like?

The way ransomware is deployed and how it functions can vary from attack to attack. The scammer may use cryptography or system access denial as a way to instigate financial extortion. There may also be multiple layers of ransom demands (double extortion) as a persuasion measure for the victim to pay.

Examples of the main types of ransomware in action

Crypto ransomware

A victim (typically a negligent employee) downloads the malware from a phishing email (or website) which causes the victim’s data and files to be encrypted.

There is a message that pops up that explains that only upon paying the cyber scammer, usually by crypto currency, can the victim receive the private decryption key to access their data again.

Like other viruses, this one can spread from the entry point computer to other devices and drives on the network and sometimes even within cloud drives, compromising the entire organization.

Locker ransomware

A victim (typically a negligent employee) submits their credentials in a phishing scam to the scammer.

The scammer, once the credentials are used to log into a system, disables all functions of the victim’s computer except for a pop-up window showing the ransom demand.

Only upon paying the ransom will the scammer unlock the computer functions.

Double extortion ransomware

An organization falls victim to a crypto-ransomware attack.

In addition to the encryption of the organization's data and files, the scammer makes a threat, using a time limit, that the data will be deleted, sold on the black market or fully publicized if payment is not completed by that countdown.

Much of the success of ransomware against an organization is contingent on the scammer's ability to acquire the credentials of accounts within that organization. This usually is done using social engineering methods such as credentials harvesting phishing scams.

Once acquired, they can attempt to deploy a locker ransomware attack on a device or try to impersonate trusting members of an organization to send downloadable malware to other employees for a crypto ransomware attack.

Since these attacks require access to a computer, account, or network system, multi-factor authentication (MFA) is one of the best ways to defend against ransomware.

Preventing ransomware with MFA

Multi-factor authentication (MFA) for Active Directory, by default, can decrease the risk of ransomware since it requires additional authentication, through another password, device or biometric indicator. This means that even if a scammer were to have the credentials to access a user account or network system, they would need that additional authenticator to gain access and begin the ransomware deployment process.

What's different about how UserLock enforces MFA

UserLock can enforce MFA requirements on all Windows Active Directory (AD) user logins. Admins can require users to enroll in MFA and to use one of UserLock's supported MFA methods: push notifications, authenticator applications, or a programmable hardware device such as YubiKey and Token2.

Admins have full control over how and when to require MFA.

  • Enforce policies by AD user, group, or OU. Layer both MFA and contextual access policies differently depending on role and risk level.

  • Apply MFA across all users. System administrators can require MFA for all users, even those who work remotely. MFA is important here, since the cyber criminals who deploy ransomware are well-versed in the security vulnerabilities of remote connections. Organizations that have a work-from-home or hybrid model are likely to become a target.

  • Set granular MFA policies and control MFA frequency by session and connection type. Choose if, and how often, to require MFA for each session type, in-network or remote. For example, administrators have the option to require MFA on every login, only on the first login, a set frequency of every X number of days, as well as every time the login is from a new IP address.

    Granular control MFA
  • Maintain MFA on offline and off-domain access.

    MFA can be required for users who work remotely and are not connected to the corporate network, as well as those who are on-site but without internet access. In these situations, while ransomware likely won’t be able to spread throughout the other devices due to non-connectivity to the corporate network, ransomware can still compromise that specific user’s device which could still hold sensitive data, making MFA still useful and necessary for security.

Continuous MFA monitoring to prevent ransomware

MFA enforcement protects best against ransomware when it also includes a system for monitoring MFA activity. UserLock allows you to track MFA events, providing clear, searchable data on successful MFA logins, cancelled MFA attempts, failed MFA attempts, MFA where user help is requested, and skipped MFA configurations.

Admins can set up real-time alerts for when users need help with their MFA. They can either reset the MFA key or disable MFA for that particular login. Depending on the contextual restrictions set for system access, an administrator can also receive notifications in the event of a failed MFA attempt to track the incubation of a potential ransomware attack.

For example, let's say that a cyber criminal obtained multiple sets of a user’s credentials through a social engineering plot like a phishing email or spoofed login website page. Then, they tried to connect to the corporate network through a VPN using those credentials, only to find that MFA was prompted at every login. They tried to guess the six-digit token password but failed, which alerted the system administrator of a failed MFA attempt.

Immediately upon discovery, the system administrator has the option to reset the MFA once just in case it was the employee. Then on the second failed attempt, deny that session any access, inform the employee that their credentials have been compromised, and require password resets for all of their accounts.

Read how mass access alerts on file access can help stop a ransomware attack

Protect against ransomware attacks

UserLock's security platform is easy to learn and offers smart, simple security so admins can monitor and manage MFA, without it becoming a full-time job. With it, you can help prevent application and system access, which puts security at the root cause of ransomware attacks.

UserLock MFA can protect vulnerable remote work sessions such as VPN and RDP from ransomware, and can also add MFA for on-prem AD identity access to Microsoft 365 and other SaaS applications by combining secure single-sign-on (SSO) and MFA.

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François AmigorenaPresident and CEO of IS Decisions