---
title: "Access Security for Cyber Insurance"
description: "Implement strong access security for cyber insurance with UserLock. Implement strong MFA, limit concurrent logins, and report on all access."
locale: "en"
updated_at: "2025-06-19T11:24:29.055Z"
canonical: "https://www.isdecisions.com/en/userlock/solutions/access-security-cyber-insurance"
---

# Access security for cyber insurance

_Use Case_

Prove MFA and access policy enforcement to qualify for, renew, or save on your cyber insurance. With UserLock, you can enforce MFA and context-based access controls on all Active Directory identities, while capturing immutable logs and exporting audit-ready reports.

## Prove all user access is protected and auditable

Demonstrate effective access security is in place where auditors want to see it: at the logon and beyond.

Native AD doesn’t offer these capabilities, and cloud-based solutions leave security gaps and high costs. Without full visibility and enforcement, you can face higher insurance premiums, exclusions, or even denial of coverage.

Cyber insurance providers increasingly ask for: 

- MFA across all AD user accounts, including admin, service, remote logins
- Real-time alerting on suspicious access attempts
- Immutable records of access activity
- Evidence that access rules are consistently enforced

## How UserLock helps you meet cyber insurance requirements

Apply straightforward MFA and access conrols at the login and beyond. UserLock covers major points insurers want to see:

- Granular MFA across all AD user accounts
- Concurrent login and session limits
- Alerts on unusual or suspicious access
- Auditing and reporting on all access

**No identity rewiring, cloud dependencies, or disruption necessary.  **

## Go beyond ticking cyber insurance requirements

### Maintain MFA in all circumstances

Apply strong authentication on any connection type, offline, and off-network. Ensure MFA is always active, satisfying cyber insurance requirements for continuous authentication protection.

### Extend strong authentication to SaaS access

Enable single sign-on (SSO) for AD identities to extend on-prem authentication from local systems to SaaS resources. Users enter their password once at login, complete strong authentication, and gain access to SaaS apps.

### Limit access based on context

Set precise context-based access controls to limit exposure (by machine, location, time, or IP address range). Limit concurrent logins and set a threshold for the number of simultaneous sessions a single user can have open.

### Monitor and react to access

See all audited Active Directory network and SaaS access as it happens. React to suspicious behavior immediately thanks to the user status risk indicator and alerts.

### Audit all access

Record all access across on-prem and hybrid resources in a centralized audit trail.

### Report on policy and enforcement

Produce clear reports of who accessed what, when, and from where. Demonstrate that the necessary security policies are in place and enforced.

## Why IT teams choose UserLock for cyber insurance requirements

#### Lightweight MFA

Satisfy requirements to apply MFA across all users, in all conditions, without getting in the way of productivity.

#### Granular policies

Apply MFA and access controls by AD users, groups, and OUs, making setup easy and audits clean.

#### Maintain controls offline

Set a global policy for how you want to handle offline logons without an internet connection and/or a network connection.

#### Remote access security

Set different MFA and session-based policies for connections to Remote Desktop, RDP, VPN, RemoteApp, and more.

#### Visibility and response

See who logs on, where, and how in real time. Block, log off, or disable an account with one click.

#### Audit ready

Capture user session history, MFA events, administrator actions, and more to satisfy cyber-insurance and regulatory requirements.